The hierarchy of financial needs
Anyone needs to be aware of the scale of values to which most people in Western countries refer. It serves to have a more straightforward path of life and, consequently, set one's goals. In 1943 behavioral scientist Abraham Maslow wrote that a "hierarchy of needs...
Capital Accumulation Plan
A voluntary accumulation plan is an investment method in which a retail investor periodically invests (at their discretion) relatively small amounts of money, building a large position over an extended period. This can be an excellent solution for anyone who wishes to...
How to live well
Financial wellness (or financial wellbeing) refers to a person's overall financial health and the absence of money-related stress. It's the result of successful income management which assures physical, mental, and financial wellness. To access this advice, you must...
When everyone has to live on the annuity
For much of life, living on an income is a goal that many dreams of. But when the dream retirement age arrives, it becomes a reality because everyone is forced to live on an annuity. This becomes a nightmare for many. It is called the Longevity Risk that most people...
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